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Why does refinancing save me money? In just over the last twelve months we’ve seen 5 rate cuts – from

You may be feeling a buzz of excitement this month around the Australian property market as the effects of a

Update: February 2020The initial 3,000 places of the First Home Loan Deposit Scheme, designated to Commonwealth Bank and NAB, were

Before Septmber 19, a third rate cut wasn’t expected until early 2020. What changed so quickly? Predictions of a potential

What are negative interest rates? Negative interest rates theoretically make taking out credit cheaper than using or keeping cash. Although

Not only did the beginning of July see a rate cut for a second month in a row, but also

Understand where you bank stands In June and July 2019 we saw two consecutive rate cuts to take rates to

For the second consecutive month the RBA has cut interest rates by 0.25% to reach a record low of 1%.

We’ve compiled a handy equipment loan checklist for the most common types of documentation and what you need to do

Whether you’re considering a new or used vehicle, as a business or individual, we’ve compiled a handy vehicle finance approval

Business opportunities pop up when you least expect it; that fantastic bulk-buy discount on stock that you know flies out

It’s good news for business owners leading up to tax-time this year, with the government Instant Asset Tax Write-Off increased

Applying for a home loan when you are self-employed can be daunting, particularly when trying to understand the different requirements

Whether you’re looking for unsecured funds, to buy equipment or to refinance your business debt, we’ve compiled a handy business

Whether you’re considering a new home loan or in the midst of the application process, we’ve compiled a handy guide

At every stage of a home loan, whether it is owner-occupied or for investment, it pays to review its costs

The Loan-to-Value ratio (LVR) is the amount of your loan compared to the value of your property. The lower your

In 2018, the thought of the Reserve Bank cutting interest rates to a record low of 1.25% was laughable to

In October 2018, Federal Treasury released a paper titled “Targeted amendments to the Division 7A integrity rules”. If the new rules go

With the release of the final report on the 4th February 2019, the most common question amongst customers is ‘what

Did you know that the interest charged on your home loan is calculated on your loan’s daily balance and then

Most people enter a home loan with the eventual goal to own their property outright, in other words, building equity

Upgrading or obtaining new equipment can be key to business growth, whether it’s increasing efficiency or expanding your offering. However

As a business owner, it makes sense that keeping income producing business equipment up to date is key to your

As the new financial year rolls in there are a number of policies that are set to impact many Australians.

Although there are often many other things you would prefer to be doing than maximising your tax return, your time

If you’re looking to purchase your first home in the near future, you’re probably looking to save the largest deposit

Low interest rates on home loans make it appealing to roll a car loan into your home loan. While rolling

Lenders are generally looking for borrowers with a 20% deposit to put towards a property purchase, plus you will also

An unsecured loan is a credit product that doesn’t require you to use something as collateral. For example, if you

Before submitting your home loan application, knowing how the bank will asses your application will give you the best chance

When your business loan application has been turned down by the bank, your next step may be to approach alternative

Buying property continues to be one of Australia’s favourite ways to invest. An investment property can increase your wealth and,

As the owner of a small business, one of your most crucial decisions is how to finance your business’s assets.

There are two main reasons it is best practice to separate business and personal finances: Taxes – one of the

As a small business owner, you know that time is your greatest asset and good time management your greatest tool.

When taking out a home loan, your focus is probably on getting the lowest rate possible. However, don’t get caught out

Do you dream of creating new business success? Of the financial freedom and independence that may come with it? Or

If you are looking to start or expand your family you are probably already considering where you’ll live and how

Whether it be saving for a holiday or putting money away for a deposit, you probably have some sort of

The end of unethical practices? Practices that deliberately push vulnerable customers into credit card debt will be coming to an

Why is it becoming harder to take out a mortgage in Australia? For many consumers it is becoming more difficult

Two of Australia’s biggest banks are having to refund consumers after mortgage errors Two of Australia’s biggest banks are facing

Cash flow is of crucial importance for any owner of a small business. The concept of cash flow seems simple

There are few small businesses who won’t require additional capital at some point during their life cycle. But with so

Housing affordability is a hot topic for politicians & journalists at the moment. Property price rises of 75% in the

Did you know that a leading reason that small businesses fail is poor cashflow management? The Australian Bureau of Statistics

What are the best options for an unsecured loan for your small business? Many people are reluctant to use their

Taking out a business loan can help your business grow and can lead to great financial reward. However, loans also

When you’re looking up how to get funding for your business, a quick Google search will show you a confusing

New ATO Powers It has just become even more important to keep on top of the money you owe to the

If you’re looking to save a little money when it comes to your business expenditure, here’s six quick tips to

Debt is not necessarily a bad thing. Taking on debt can be a crucial action for your business to improve

It may not be an easy decision whether to buy or lease business equipment, but it is well worth it to

Our staff at FundingPro often get asked to explain the key factors in deciding if a lender will approve an

How can you get a fast business loan? Small business owners often do not have the time to wait to

  If you’re taking out a business loan, or deciding whether to apply for one, it’s wise to do an

If you are a small business owner, how can you make the most out of your relationship with your lender?

Family businesses come in quite different shapes and sizes, but there’s advice that would be useful for any of them.

What are asset-backed loans? And are they the right type of loan for your business? An asset-backed loan, as the

There are more than two million small and medium-sized enterprises in Australia, often referred to as SMEs. While big business

If you own a business, yes, they are. As the owner of a business, you can claim deductions for the