First Home Loan Deposit Scheme

Last week, on the 28 October 2019, the government announced the introduction of the First Home Loan Deposit Scheme. Currently,

RBA cuts interest rates to 0.75%:
why, and what will the effect be?

Before Septmber 19, a third rate cut wasn’t expected until early 2020. What changed so quickly? Predictions of a potential

Will we see negative interest rates in Australia?

What are negative interest rates? Negative interest rates theoretically make taking out credit cheaper than using or keeping cash. Although

Banks respond to consecutive rate cuts

Understand where you bank stands In June and July 2019 we saw two consecutive rate cuts to take rates to

RBA cuts interest rates

For the second consecutive month the RBA has cut interest rates by 0.25% to reach a record low of 1%.
What is LVR?

How understanding your loan-to-value ratio (LVR) can help you pay off your home loan faster

The Loan-to-Value ratio (LVR) is the amount of your loan compared to the value of your property. The lower your
Will interest rates be cut?

Will the RBA lower interest rates?

In 2018, the thought of the Reserve Bank cutting interest rates to a record low of 1.25% was laughable to

Applying for a home loan after the royal banking commission

With the release of the final report on the 4th February 2019, the most common question amongst customers is ‘what