Caveat loans

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Caveat loans

Caveat loans are a short-term business finance option that allow fast access to funding when secured against another property you own. A caveat loan can be the fastest business loan to arrange and settle (in as little as a day), though interest rates can be high and are only suitable in the short term. Caveat loans are best used when the opportunity cost of missing out on funding is more than the cost of funding for the loan.

Key points

  • Borrow up to 80% of property value
  • Loan terms from 1 to 12 months
  • Interest rates starting at 1% per month
  • As little as 1 day to fund
  • Take advantage of time sensitive opportunities

Get a fast approval

Proof of income

No history of bankruptcy

Able to make repayments

Prefer to talk to a loan expert?
1300 898 765

Applying is as easy as…

1

Apply online in only a
few minutes

Pre-qualify in less than 2 minutes. Don’t worry, it’s free and there’s no obligation to go ahead.

2

Let us tailor a solution
that suits you

We’ll contact you to find out more about your needs and tailor a loan that suits you.

3

Sit back and relax,
we’ve got it from here

We take the stress out of the application process while keeping you completely informed.

How do caveat loans work?

A caveat loan allows you to secure business funding quickly with the use of an existing property you own or are paying off as security. A caveat loan gives a lender interest in your existing property in exchange for funding. Caveat loans can be used for a number of purposes, including purchasing additional real estate, major business purchases, improving cash flow, business development, renovations or paying off a business debt.

Caveat loan interest rates can be high and as a result are only suitable in the short-term i.e. you know that you will be receiving substantial income in the coming months and will be able to repay the loan amount in full. Due to a caveat loans’ short-term nature, lenders charge interest on a monthly basis however a repayment schedule can be designed to your needs. You may also find there are additional fees and charges to consider including property valuation and legal fees.

Caveat loans are best used when the opportunity outweighs the cost of the funding. Chat to a FundingPro loan specialist now about whether caveat loan is suitable for your business.

Apply now
Prefer to talk to a loan expert?
1300 898 765

What documents will need to be approved?

  • 100 points of identification
  • Completed application form
  • List of assets and liabilities
  • Proof of property ownership

As a business that is growing fast we needed to quickly buy more stock.
Banks couldn’t do this quick enough hence why we turned to FundingPro.
The communication was great and funding was very fast.

 

Courtney Williams
Kiddimoto Australia

FundingPro tailored a finance solution to our needs, assisted with the application process and we were successful in obtaining funds in a very short time at very competitive rates.FundingPro – a definite go to place for finance.

 

Tony Clements
CDM Accountants

Ready to apply for a loan?

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proceed and it won’t effect your credit score

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