Commercial property finance

We compare over 30 commercial property lenders

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Commercial property finance

A commercial property loan can be used to purchase a commercial or industrial property such as (but not limited to) a factory, shopfront or office block. A commercial property loan allows you to purchase both new and existing commercial property, as well as undertake development or renovation of your existing property. This type of loan also enable you to buy commercial property for your business premises or alternatively as an investment.

Key points

  • Borrow up to 80% of property value
  • Loan terms from 1 to 30 years
  • Interest rates starting at 2.49%
  • Low doc options available
  • Dedicated loan specialist for the life of your loan

Get a fast approval

Proof of income

No history of bankruptcy

Able to make repayments

Prefer to talk to a loan expert?
1300 898 765

How we work with you


Let us know how
we can help

Apply now to provide a few simple details about what you'd like to achieve, completely obligation-free.


We'll tailor a range of solutions to suit you

Once we're familiar with your goals and situation, we'll share a pathway with you for you to achieve them.


You'll stay stress-free
and well-informed

We're here to advise and represent you with expertise, integrity & transparency throughout your journey with us.

How does commercial finance work?

Commercial property loans come with similar features to the standard home loan. You can choose between a fixed, variable or split rate and can also apply for a principal and interest or interest-only loan. Additional features such as offset accounts and the ability to make extra repayments can also be negotiated.

Commercial property loans can be used for a range of property types, whether standard or specialised. Standard properties include an office, warehouse, retail space, factory, storage unit or shop front. More specialised properties could include a hotel, farm, aged care centre, restaurant/pub, supermarket, recreation centre or shopping village. As specialised properties serve limited purpose and are harder to value, lenders may require a larger deposit or higher interest rate for these property types.

Although there are similarities with residential property loans, some commercial loans can require larger deposits, use shorter loans terms and take a conservative view on property value. This makes it important to work with an experienced commercial property loan broker who knows how to negotiate you your ideal loan. FundingPro has access to lenders who specialise in commercial lending and are well-versed in finding loans that are competitive with residential property loans.

Apply now
Prefer to talk to a loan expert?
1300 898 765

What documents will need to be approved?

  • A completed application form
  • 100 points of identification
  • Proof of income
  • Savings history
  • A list of assets and liabilities
  • Statements from any existing loans
  • Contract of sale
  • Proof of rental income
  • Extra documentation as needed (e.g tax returns, business financials etc.)

As a business that is growing fast we needed to quickly buy more stock.
Banks couldn’t do this quick enough hence why we turned to FundingPro.
The communication was great and funding was very fast.


Courtney Williams
Kiddimoto Australia

FundingPro tailored a finance solution to our needs, assisted with the application process and we were successful in obtaining funds in a very short time at very competitive rates.FundingPro – a definite go to place for finance.


Tony Clements
CDM Accountants

Let's chat about your financial goals

With a few details about what you'd like to achieve, we can begin mapping a pathway to get there. It's free to apply and completely obligation-free.

Apply Now

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