Commercial Property Finance

Rates from 3.59%

Commercial property finance is a loan to be used for commercial property such as a factory, shopfront, office block or other industrial land. You could use a commercial property loan to buy a new or existing commercial property, or to do any future development or renovation. These types of loans are usually taken out by businesses rather than individuals.

A commercial property loan is a mortgage where the property that is used as security is anything other than a residential property.

Commercial property loans also require a deposit, but the percentage will depend on the type of loan (for example, a low doc loan will require a bigger deposit) and the type of property used as security.


  • Lower interest rates than other types of finance
  • Property acts as security for the loan – other security is not needed
  • Options are available for bad credit


  • More documentation required than other loan types
  • Slower than other loan types
Prefer to talk to a loan expert?
1300 898 765
Unsure how much you can borrow?
Try our business loan calculators

Unsecured Loan Calculator

  • Borrow without risking property / assets

  • Loan terms of 3-12 months

  • Security needed for longer borrowing

  • No personal guarantees required

How much do you need?

Over how many months?

Based on your answers,

Your estimated weekly repayments are: $1,498 / week

Apply now

Prefer to talk to a business loans expert?
Call us on 1300 898 765

  • Borrow with the certainty of fixed repayments

  • Loan terms of 1 to 20 years

  • Monthly repayments

  • Secured & unsecured options available

How much do you want to borrow?

Interest Rate

Over How many years?

Based on your answers,

Monthly Repayments $9,666

Total Repayments $579,960

Interest Costs $79,960

Apply now

Prefer to talk to a business loans expert?
Call us on 1300 898 765

  • No deposit options available

  • Rates from 4.09%

  • Loans from 1 - 10 years

  • Low Doc options available for business owners

What is your vehicle/equipment cost?

Interest Rate

Over how many years?

Based on your answers,

Monthly Repayments: $1,473

Total Repayments: $88,399

Interest Costs: $8,399

Apply now

Prefer to talk to a business loans expert?
Call us on 1300 898 765

Invoice Finance Calculator

  • Loans against your outstanding invoices

  • Undisclosed options available

  • Rates from 0.5% per month

  • Same-day approvals

Outstanding Receivables

Advance Rate

Based on your answers,

Receive up front: $480,000

90 days interest costs:

Minimum $14,400

Maximum $21,600

Apply now

Prefer to talk to a business loans expert?
Call us on 1300 898 765

How does Commercial Property Finance Work?

Commercial property finance can be used for different purposes, for example to buy the property that your business is operating from. A commercial property loan could also be used to buy property that will be leased out to other businesses.

Different types of property can be used as security. Lenders usually view these as standard or specialised. A standard type of property that can be viewed as security includes:

Specialised properties are not as easy to value, and so may be considered more risky by the lender. These include:

Compared to residential loans, commercial loans can require a larger deposit and be capped at a lower value of the property, the loan terms can be shorter and the valuation fees can be higher. FundingPro has access to lenders who specialise in commercial lending and will be able to find a loan that is competitive with residential loans.

The best way to find out if a commercial property loan is for you is to have a chat with one of our loan experts. Call us on 1300 898 765 or drop us an enquiry by e-mail.

Apply for Commercial Property Finance

Find the Lowest Rates on Commercial Property Financing

Get Approved

Explore more business loan options

Looking for more options?
See our complete range of loans


We have answered some common questions from clients below.

  • What will my interest rate be?

    Your interest rate will depend on the term of your loan and your business trading history.

    For an indication of current rates, please see the table below.

    Loan PurposeInterest Rates From
    Unsecured Cashflow0.75% / Month
    Invoice Discounting / Factoring0.5% / Month
    Vehicle / Equipment Finance4.09% / Year
    Property Finance3.69% / Year
    OtherPlease Enquire


  • Who are your lenders?

    FundingPro have partnered with more than 70 lenders, both banks and non-bank specialist lenders. We carefully screen all lenders before adding them to our panel to ensure we only work with lenders that abide by responsible lending practices.

  • Will applying online affect my credit report?

    Making an online loan enquiry will not impact your credit report. If you decide to proceed with a full loan application lenders may require us to provide them with a copy of your credit report.

  • What does it cost to apply?

    Applying is free. If you take out a loan we will be paid a commission directly from the lender.

  • Do I qualify for a loan?

    We offer both mortgages & business loans, and the qualification criteria is based on the following:

    • Can you afford to make the repayments
    • Do you have enough security
    • Your credit history

    Most individuals & businesses will qualify for a loan. Your individual circumstances what type of loan, the rate you pay and how much you can borrow. To find out how much you qualify for, fill out an online loan enquiry.

Have a question for our loan experts?
Call us on 1300 898 765

Find your ideal loan

It’s free and it won’t affect your credit score

Apply now