Unsecured business loans are loans provided for a fixed period of time that are not backed by property, equipment or another form of collateral. Because they are not secured by collateral, unsecured business loans are supported in another way, often by proving that your business has adequate cash flow and that you are credit worthy.
Learn more about Unsecured Business Loans here.
Home loans are used to purchase new or existing properties. They can also be used to refinance existing property. We offer both owner occupied loans and investor loans on houses, apartments, commercial property, farms and all other forms of property and land.
You can learn more about home loans here.
Vehicle Finance is used to purchase new or used vehicles. Vehicle finance takes the form of loans, leases, hire purchase and rental agreements. If you own a vehicle outright, you can also use this vehicle as security to raise capital for your business via sale and leaseback.
You can learn more about Vehicle Finance here.
Equipment Finance can help you buy new or used equipment, for example, vehicles, farm and agricultural equipment, medical equipment, catering equipment, computers, and heavy machinery. Equipment finance takes the form of loans, leases, hire purchase and rental agreements.
Learn more about Equipment Finance here.
A full documentation loan (“full doc”) is a loan that requires documentation to verify all income and assets, for example through tax returns and company financials. So, a low documentation loan (“low doc”) is a loan that does not require the same level of documentation. It is ideal for businesses that cannot provide full documentation, perhaps because they do not have complete financial statements.
If this sounds like you, learn more about Low Doc Loans here.
Invoice Finance is a way for your business to access funds by using your unpaid invoices as security to borrow money. If clients are slow to pay your business, you can use these unpaid invoices to raise money today.
You can learn more about Invoice Finance here.
Property finance is any loan or form of finance that is secured by property. It can be used to purchase property, develop or construct on existing property, as security for a short term loan or to refinance existing debt. Property finance can be short or long term depending on your requirements.
Learn more about Property Finance here.
Trade Finance is used for both domestic and international trade and is a great way to pay your suppliers on extended payment terms.
Learn more about Trade Finance here.
Commercial property finance is a loan to be used for commercial property, such as a factory, shopfront, office block or other industrial land. You could use a commercial property loan to buy a new or existing commercial property, or to do any future development or renovation. These types of loans are usually taken out by businesses rather than individuals.
Learn more about Commercial Property Finance here.
A caveat loan is for a business that needs funds and cannot afford to wait. A caveat loan is where a lender is given interest in the property as way to secure the repayment of the debt. In other words, you can use your property as the security for a loan. It can be the fastest business loan to arrange and settle, though interest rates can be high and it’s only suitable as a short-term loan.
Is a Caveat Loans for you? Learn more.
Short-term loans are becoming more popular with owners of small businesses. They offer a number of benefits in different circumstances, particularly when you need extra cash quickly.
Learn more about Short-Term Business Loans here.
Refinancing involves paying out an existing loan with another loan. Some reasons you may refinance include refinancing your home loan to get a better interest rate or new loan features, to use the equity in your home to renovate or to consolidate a number of debts into one loan to manage repayments more easily.
Learn more aboutDebt Consolidation & Refinancing here.
Are you a doctor, dentist, practice manager, vet or manager of a hospital department or health clinic? Medical Equipment Finance can help you buy new or used equipment, whether for therapy, imaging or examinations. Taking the form of loans, leases, hire purchase and rental agreements, it can help you get the right equipment, when you need it.
Learn more about Medical Equipment Finance here.
If you are considering upgrading your equipment and machinery, Agricultural and Farm Equipment Finance can help you buy new or used equipment, from tractors to plows and earth-movers to crop-dusting aircraft. Taking the form of loans, leases, hire purchase and rental agreements, it can help you get the right equipment, when you need it.
Learn more about Farm & Agricultural Equipment Finance here.
Asset Finance can help you buy the assets you need, when you need them. This could be in the form of vehicles, heavy machinery, new or used equipment, shop fit-outs, mining equipment, farm and agricultural equipment, medical equipment, catering equipment, computers, and heavy machinery. Asset finance takes the form of loans, leases, hire purchase and rental agreements.
Learn more about Asset Finance here.
A type of trade finance to fund the international trade of stock or goods.
You can learn more about Import & Export Finance here.
