Equipment finance

Purchase the equipment you need today with fast, flexible funding

Equipment finance

Equipment finance is an effective way to purchase and start using equipment even if you don’t have the cash upfront. Equipment finance uses the equipment you choose to secure the loan, meaning you can borrow up to 100% of the equipment value without the need for a deposit or loan security. Because this is the case, minimal documentation is required and interest rates are lower than other loan options.

Key points

  • Borrow 100% of the equipment value
  • Loan terms available from 1 to 10 years
  • Interest rates from 2.69% pa
  • Get funding as fast as 2 hours
  • Take advantage of tax savings
  • Utilise the $30K Instant Asset Write-Off

How does equipment finance work?

Equipment loans allow you to borrow up to 100% of the value of the equipment you need. As the equipment acts as security for the loan, limited documentation is required and funds can be available same-day.

An equipment loan can be used for a range of equipment purposes; to purchase new or used equipment, upgrade existing equipment, purchase business vehicles or even fitout a business space. Equipment finance covers all equipment and industry types, whether you’re financing a commercial vehicle, agricultural or manufacturing machinery, retail fitouts, office systems or hospitality equipment.

There are a number of options when it comes to equipment finance. The traditional equipment loan allows you to purchase and own the equipment outright. Lenders also offer leasing options for business equipment, including finance and operating leases, which may be a good option if your equipment needs to be regularly updated (e.g. due to continual technological developments). A FundingPro loans specialist can help you find the best option for your business needs.

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Prefer to talk to a loan expert?
1300 898 765

What documents will need to be approved?

Loans less than $50K:

  • Your driver’s licence or equivalent ID
  • Your ABN
  • Details of equipment

Loans $50K or over will also need:

  • Your driver’s licence or equivalent ID
  • Your ABN
  • Details of equipment
  • A P&L (profit & loss) statement
  • List of assets and liabilities

How we work with you

Finance with ease

We're here to remove the guess-work and simplify accessing finance. We've provided thousands of customers credit advice with integrity and transparency.

Diverse lending options

From straight-forward applications to nuanced finance deals. We work with over 70 lenders, from the big four to specialist lenders, to achieve your financial goals.

Expert industry knowledge

Our rich experience across broking, financial services and mergers and acquisitions enables us to bring a well-rounded and informed approach to every deal.

As a business that is growing fast we needed to quickly buy more stock.
Banks couldn’t do this quick enough hence why we turned to FundingPro.
The communication was great and funding was very fast.


Courtney Williams
Kiddimoto Australia

FundingPro tailored a finance solution to our needs, assisted with the application process and we were successful in obtaining funds in a very short time at very competitive rates.FundingPro – a definite go to place for finance.


Tony Clements
CDM Accountants

Let's chat about your financial goals

With a few details about what you'd like to achieve, we can begin mapping a pathway to get there. It's free to apply and completely obligation-free.

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