Home Loans

Rates from 3.59%

Home Loans Summary

Home loans are used to purchase new or existing properties. They can also be used to refinance existing property.

We offer both owner occupied loans and investor loans on houses, apartments, commercial property, farms and all other forms of property and land.

Advantages

  • Lower Rates Than Other Finance
  • Property Acts As Security For Loan
  • Options Available For Bad Credit
  • Self Employed and PAYG Available
  • Options For Non Residents

Disadvantages

  • More Documentation Than Other Loan Types (Low Doc Available)
  • Slower Than Other Loan Types
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1300 898 765
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unsecured_loan

Unsecured Loan Calculator

  • Borrow without risking property / assets

  • Loan terms of 3-12 months

  • Security needed for longer borrowing

  • No personal guarantees required

How much do you need?

Over how many months?

Based on your answers,

Your estimated weekly repayments are: $1,498 / week

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Prefer to talk to a business loans expert?
Call us on 1300 898 765

  • Borrow with the certainty of fixed repayments

  • Loan terms of 1 to 20 years

  • Monthly repayments

  • Secured & unsecured options available

How much do you want to borrow?

Interest Rate

Over How many years?

Based on your answers,

Monthly Repayments $9,666

Total Repayments $579,960

Interest Costs $79,960

Apply now

Prefer to talk to a business loans expert?
Call us on 1300 898 765

  • No deposit options available

  • Rates from 4.09%

  • Loans from 1 - 10 years

  • Low Doc options available for business owners

What is your vehicle/equipment cost?

Interest Rate

Over how many years?

Based on your answers,

Monthly Repayments: $1,473

Total Repayments: $88,399

Interest Costs: $8,399

Apply now

Prefer to talk to a business loans expert?
Call us on 1300 898 765

Invoice Finance Calculator

  • Loans against your outstanding invoices

  • Undisclosed options available

  • Rates from 0.5% per month

  • Same-day approvals

Outstanding Receivables

Advance Rate

Based on your answers,

Receive up front: $480,000

90 days interest costs:

Minimum $14,400

Maximum $21,600

Apply now

Prefer to talk to a business loans expert?
Call us on 1300 898 765

How do Home Loans Work?

A home loan is a loan that finances the purchase of a property. The property you buy acts as security for the loan.

Generally, before applying for a home loan (or mortgage) you save a deposit. The more you have saved up, the less you need to borrow and the less interest you’ll pay over the life of the loan.

You can then apply for a loan. Once your lender approves the loan in principle, you can begin looking for a property within your budget. After choosing the property you’d like to purchase, you finalise the amount you need to borrow and your lender will prepare your loan documents.

With a home loan (or mortgage), because you offer the property as security, you’ll have access to loans that attract a lower interest rate than other types of other loans. However, if you fall behind on your repayments, the lender has the right to sell your home to get its money back.

There are many different types of mortgages, including: owner-occupied mortgages, investor mortgages, construction loans, interest-only mortgages, mortgages for the self-employed, and non-resident mortgages.

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