Home Loans

Rates from 3.59%

Home Loans Summary

Home loans are used to purchase new or existing properties. They can also be used to refinance existing property.

We offer both owner occupied loans and investor loans on houses, apartments, commercial property, farms and all other forms of property and land.


  • Lower Rates Than Other Finance
  • Property Acts As Security For Loan
  • Options Available For Bad Credit
  • Self Employed and PAYG Available
  • Options For Non Residents


  • More Documentation Than Other Loan Types (Low Doc Available)
  • Slower Than Other Loan Types
Prefer to talk to a loan expert?
1300 898 765
Unsure how much you can borrow?
Try our business loan calculators

Unsecured Loan Calculator

  • Borrow without risking property / assets

  • Loan terms of 3-12 months

  • Security needed for longer borrowing

  • No personal guarantees required

How much do you need?

Over how many months?

Based on your answers,

Your estimated weekly repayments are: $1,498 / week

Apply now

Prefer to talk to a business loans expert?
Call us on 1300 898 765

  • Borrow with the certainty of fixed repayments

  • Loan terms of 1 to 20 years

  • Monthly repayments

  • Secured & unsecured options available

How much do you want to borrow?

Interest Rate

Over How many years?

Based on your answers,

Monthly Repayments $9,666

Total Repayments $579,960

Interest Costs $79,960

Apply now

Prefer to talk to a business loans expert?
Call us on 1300 898 765

  • No deposit options available

  • Rates from 4.09%

  • Loans from 1 - 10 years

  • Low Doc options available for business owners

What is your vehicle/equipment cost?

Interest Rate

Over how many years?

Based on your answers,

Monthly Repayments: $1,473

Total Repayments: $88,399

Interest Costs: $8,399

Apply now

Prefer to talk to a business loans expert?
Call us on 1300 898 765

Invoice Finance Calculator

  • Loans against your outstanding invoices

  • Undisclosed options available

  • Rates from 0.5% per month

  • Same-day approvals

Outstanding Receivables

Advance Rate

Based on your answers,

Receive up front: $480,000

90 days interest costs:

Minimum $14,400

Maximum $21,600

Apply now

Prefer to talk to a business loans expert?
Call us on 1300 898 765

How do Home Loans Work?

A home loan is a loan that finances the purchase of a property. The property you buy acts as security for the loan.

Generally, before applying for a home loan (or mortgage) you save a deposit. The more you have saved up, the less you need to borrow and the less interest you’ll pay over the life of the loan.

You can then apply for a loan. Once your lender approves the loan in principle, you can begin looking for a property within your budget. After choosing the property you’d like to purchase, you finalise the amount you need to borrow and your lender will prepare your loan documents.

With a home loan (or mortgage), because you offer the property as security, you’ll have access to loans that attract a lower interest rate than other types of other loans. However, if you fall behind on your repayments, the lender has the right to sell your home to get its money back.

There are many different types of mortgages, including: owner-occupied mortgages, investor mortgages, construction loans, interest-only mortgages, mortgages for the self-employed, and non-resident mortgages.

Apply for a Mortgages

Find the Lowest Mortgage Rates

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Explore more business loan options

Looking for more options?
See our complete range of loans


We have answered some common questions from clients below.

  • What will my interest rate be?

    Your interest rate will depend on the term of your loan and your business trading history.

    For an indication of current rates, please see the table below.

    Loan PurposeInterest Rates From
    Unsecured Cashflow0.75% / Month
    Invoice Discounting / Factoring0.5% / Month
    Vehicle / Equipment Finance4.09% / Year
    Property Finance3.69% / Year
    OtherPlease Enquire


  • Who are your lenders?

    FundingPro have partnered with more than 70 lenders, both banks and non-bank specialist lenders. We carefully screen all lenders before adding them to our panel to ensure we only work with lenders that abide by responsible lending practices.

  • Will applying online affect my credit report?

    Making an online loan enquiry will not impact your credit report. If you decide to proceed with a full loan application lenders may require us to provide them with a copy of your credit report.

  • What does it cost to apply?

    Applying is free. If you take out a loan we will be paid a commission directly from the lender.

  • Do I qualify for a loan?

    We offer both mortgages & business loans, and the qualification criteria is based on the following:

    • Can you afford to make the repayments
    • Do you have enough security
    • Your credit history

    Most individuals & businesses will qualify for a loan. Your individual circumstances what type of loan, the rate you pay and how much you can borrow. To find out how much you qualify for, fill out an online loan enquiry.

Have a question for our loan experts?
Call us on 1300 898 765

Find your ideal loan

It’s free and it won’t affect your credit score

Apply now