Low doc business loans

Fast funding with minimum documentation

Low doc business loans

Low doc loans are ideal for businesses that are unable to supply the full documentation required for a traditional business loan, like documentation of income and assets. A low doc loan focuses on your ability to repay the loan, allowing you to provide information through faster and easier avenues like a declaration of your income from your accountant or 6 to 12 months of bank statements.

Key points

  • Borrow up to $5,000,000
  • Terms available up to 20 years
  • Interest rates starting at 2.69%
  • Funds can be available in as little as 2 days
  • Limited documentation required for approval

How do low doc business loans work?

There are a number of reasons why you might wish to consider a low doc loan over a full documentation loan for your business. You may have late tax returns, are unable to show a high income because of write-offs or have used your spare cash to reinvest in your business. Or you may be a small business owner, freelance contractor or self-employed worker who finds it difficult to find proof of a steady income.

While low doc loans are traditionally known for having higher interest rates, expanding lender options has meant low doc rates now remain competitive. Although this is the case, low doc loans are a higher risk for lenders so loans may require a larger deposit. The good news – this often results in an even lower interest rate. Alternatively, you can use your residential or commercial property to secure the loan.

Although the most important factor in a low doc loan approval is showing the lender you can make the repayments, criteria and loan options do vary from lender to lender. A FundingPro loans specialist can help you determine the ideal low doc lender and loan option for your business situation.

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What documents will need to be approved?

  • Self-declared income
  • A registered ABN (at least 12 months old)
  • A clean credit history
  • A good loan repayment history
  • Bank account statements and/or –
  • BAS statements may be required in some situations

How we work with you

Finance with ease

We're here to remove the guess-work and simplify accessing finance. We've provided thousands of customers credit advice with integrity and transparency.

Diverse lending options

From straight-forward applications to nuanced finance deals. We work with over 70 lenders, from the big four to specialist lenders, to achieve your financial goals.

Expert industry knowledge

Our rich experience across broking, financial services and mergers and acquisitions enables us to bring a well-rounded and informed approach to every deal.

As a business that is growing fast we needed to quickly buy more stock.
Banks couldn’t do this quick enough hence why we turned to FundingPro.
The communication was great and funding was very fast.


Courtney Williams
Kiddimoto Australia

FundingPro tailored a finance solution to our needs, assisted with the application process and we were successful in obtaining funds in a very short time at very competitive rates.FundingPro – a definite go to place for finance.


Tony Clements
CDM Accountants

Let's chat about your financial goals

With a few details about what you'd like to achieve, we can begin mapping a pathway to get there. It's free to apply and completely obligation-free.

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