Short-term business loans

Fast cash for time sensitive opportunities and expenses

Short-term business loans

Short-term business loans are just that; loans that are provided to a business for a period of 12 months or less. Short-term loans are a great option to fund time-sensitive growth opportunities, to smooth short-term cash flow fluctuation or deal with an immediate and unexpected cost.

Key points

  • Loans from $5,000 to $300,000+
  • No loan limit if security is provided
  • Terms from 1 to 12 months
  • Interest rates from 0.75% per month
  • As little as 1 day to fund

How do short-term business loans work?

Short-term business loans are provided for a period of less than 12 months and are more suitable for a smaller range of business needs and situations than other loan types. Short-term loans are perfect to cover short-term cash flow shortfalls due to seasonal business and sales, like a farm or ski business, or to invest in a growth opportunity or to buy inventory that will see a return on investment.

Due to their short duration, short-term business loans often attract a higher rate than longer term loans. They do, however, require less documentation with most lenders only requesting three to six months of bank statements to prove your repayment ability. As a result, a short-term business loan is also a great option for businesses with bad credit.

FundingPro can help you determine whether a short-term loan is the best option for your business situation. Simply chat to a loan specialist or complete a 2 minute application.

Apply now
Prefer to talk to a loan expert?
1300 898 765

What documents will need to be approved?

Loans less than $50K:

  • Your driver’s licence
  • Your ABN
  • Three months of bank statements

Loans $50K or over will also need:

  • A profit and loss statement
  • A list of assets and liabilities

How we work with you


Let us know how
we can help

Apply now to provide a few simple details about what you'd like to achieve, completely obligation-free.


We'll tailor a range of solutions to suit you

Once we're familiar with your goals and situation, we'll share a pathway with you for you to achieve them.


You'll stay stress-free
and well-informed

We're here to advise and represent you with expertise, integrity & transparency throughout your journey with us.

As a business that is growing fast we needed to quickly buy more stock.
Banks couldn’t do this quick enough hence why we turned to FundingPro.
The communication was great and funding was very fast.


Courtney Williams
Kiddimoto Australia

FundingPro tailored a finance solution to our needs, assisted with the application process and we were successful in obtaining funds in a very short time at very competitive rates.FundingPro – a definite go to place for finance.


Tony Clements
CDM Accountants

Let's chat about your financial goals

With a few details about what you'd like to achieve, we can begin mapping a pathway to get there. It's free to apply and completely obligation-free.

Apply Now