Short-term business loans

Fast cash for time sensitive opportunities and expenses

One application

Fill out only one application to compare over 70 lenders

Over 70 diverse lenders

We work with a large range of lenders, from the big four to specialised financers

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Dependent on loan type, your funds can be available with 24 hours

Short-term business loans

Short-term business loans are just that; loans that are provided to a business for a period of 12 months or less. Short-term loans are a great option to fund time-sensitive growth opportunities, to smooth short-term cash flow fluctuation or deal with an immediate and unexpected cost.

Key points

  • Loans from $5,000 to $300,000+
  • No loan limit if security is provided
  • Terms from 1 to 12 months
  • Interest rates from 0.75% per month
  • As little as 1 day to fund

Get a fast approval

Proof of income

No history of bankruptcy

Able to make repayments

Prefer to talk to a loan expert?
1300 898 765

Applying is as easy as…


Apply online in only a
few minutes

Pre-qualify in less than 2 minutes. Don’t worry, it’s free and there’s no obligation to go ahead.


Let us tailor a solution
that suits you

We’ll contact you to find out more about your needs and tailor a loan that suits you.


Sit back and relax,
we’ve got it from here

We take the stress out of the application process while keeping you completely informed.

How do short-term business loans work?

Short-term business loans are provided for a period of less than 12 months and are more suitable for a smaller range of business needs and situations than other loan types. Short-term loans are perfect to cover short-term cash flow shortfalls due to seasonal business and sales, like a farm or ski business, or to invest in a growth opportunity or to buy inventory that will see a return on investment.

Due to their short duration, short-term business loans often attract a higher rate than longer term loans. They do, however, require less documentation with most lenders only requesting three to six months of bank statements to prove your repayment ability. As a result, a short-term business loan is also a great option for businesses with bad credit.

FundingPro can help you determine whether a short-term loan is the best option for your business situation. Simply chat to a loan specialist or complete a 2 minute application.

Apply now
Prefer to talk to a loan expert?
1300 898 765

What documents will need to be approved?

Loans less than $50K:

  • Your driver’s licence
  • Your ABN
  • Three months of bank statements

Loans $50K or over will also need:

  • A profit and loss statement
  • A list of assets and liabilities

As a business that is growing fast we needed to quickly buy more stock.
Banks couldn’t do this quick enough hence why we turned to FundingPro.
The communication was great and funding was very fast.


Courtney Williams
Kiddimoto Australia

FundingPro tailored a finance solution to our needs, assisted with the application process and we were successful in obtaining funds in a very short time at very competitive rates.FundingPro – a definite go to place for finance.


Tony Clements
CDM Accountants

Ready to apply for a loan?

Don’t worry, it’s free to apply, there’s no obligation to
proceed and it won’t effect your credit score

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