Refinance your home loan

Finding your ideal loan options from 35 lenders

Interest rates
starting at 1.98%

Borrow up to 95%
loan-to-value ratio

One week express
funding available

Refinance your home loan

Home loans are usually a long-term commitment and it is likely over this time that your needs or lifestyle will change. Refinancing allows you to review your home loan making sure it is still fit for your needs and helping you hit the financial milestones you want. Refinancing is the process of paying out your current home loan with another, into which you also have the option to roll other debts.

Key points

  • Interest rates starting at 1.98%
  • Loan terms available from 1 to 30 years
  • Borrow up to 95% of property value
  • 1 week express funding available
  • Dedicated loan specialist for the life of your loan

How does refinancing work?

There are a number of reasons you may wish to refinance your home loan. You may be approaching the end of a fixed rate period and are looking to get a better interest rate, or you may be looking to use the equity in your home to renovate or extend. You may also be looking at life changes like having children, retiring or a change in career.

Whatever your situation may be, it is financially healthy to regularly review your home loan, it’s rate and features. Australia is currently experiencing its lowest interest rates ever, so it is a great time to consider if you can get a better deal. The process of refinancing is similar to the process you went through to obtain your original home loan as the new home loan is essentially paying out and replacing your original loan.

There are, however, some additional factors to be aware of in the refinancing process such as exit fees on your original loan, whether you may be required to pay Lenders Mortgage Insurance on your new loan and if there will be setup costs. A FundingPro home loan specialist can help you consider whether a refinance is right for your situation and help you compare 35 competing lenders.

Apply now
Prefer to talk to a loan expert?
1300 898 765

What documents will need to be approved?

  • A completed application form
  • 100 points of identification
  • Proof of income
  • Savings history
  • A list of assets and liabilities
  • Statements from any existing loans
  • Extra documentation as needed (e.g if you are self-employed, retired, on maternity leave etc.)
  • Copy of property title

How we work with you

Finance with ease

We're here to remove the guess-work and simplify accessing finance. We've provided thousands of customers credit advice with integrity and transparency.

Diverse lending options

From straight-forward applications to nuanced finance deals. We work with over 70 lenders, from the big four to specialist lenders, to achieve your financial goals.

Expert industry knowledge

Our rich experience across broking, financial services and mergers and acquisitions enables us to bring a well-rounded and informed approach to every deal.

As a business that is growing fast we needed to quickly buy more stock.
Banks couldn’t do this quick enough hence why we turned to FundingPro.
The communication was great and funding was very fast.


Courtney Williams
Kiddimoto Australia

FundingPro tailored a finance solution to our needs, assisted with the application process and we were successful in obtaining funds in a very short time at very competitive rates.FundingPro – a definite go to place for finance.


Tony Clements
CDM Accountants

Let's chat about your financial goals

With a few details about what you'd like to achieve, we can begin mapping a pathway to get there. It's free to apply and completely obligation-free.

Apply Now