Refinance your home loan

Finding your ideal loan options from 35 lenders

One application

Fill out only one application to compare over 70 lenders

Over 70 diverse lenders

We work with a large range of lenders, from the big four to specialised financers

Get funded fast

Dependent on loan type, your funds can be available with 24 hours

Refinance your home loan

Home loans are usually a long-term commitment and it is likely over this time that your needs or lifestyle will change. Refinancing allows you to review your home loan making sure it is still fit for your needs and helping you hit the financial milestones you want. Refinancing is the process of paying out your current home loan with another, into which you also have the option to roll other debts.

Key points

  • Interest rates starting at 2.84%
  • Loan terms available from 1 to 30 years
  • Borrow up to 95% of property value
  • 1 week express funding available
  • Dedicated loan specialist for the life of your loan

Get a fast approval

Proof of income

No history of bankruptcy

Able to make repayments

Prefer to talk to a loan expert?
1300 898 765

Applying is as easy as…


Apply online in only a
few minutes

Pre-qualify in less than 2 minutes. Don’t worry, it’s free and there’s no obligation to go ahead.


Let us tailor a solution
that suits you

We’ll contact you to find out more about your needs and tailor a loan that suits you.


Sit back and relax,
we’ve got it from here

We take the stress out of the application process while keeping you completely informed.

How does refinancing work?

There are a number of reasons you may wish to refinance your home loan. You may be approaching the end of a fixed rate period and are looking to get a better interest rate, or you may be looking to use the equity in your home to renovate or extend. You may also be looking at life changes like having children, retiring or a change in career.

Whatever your situation may be, it is financially healthy to regularly review your home loan, it’s rate and features. Australia is currently experiencing its lowest interest rates ever, so it is a great time to consider if you can get a better deal. The process of refinancing is similar to the process you went through to obtain your original home loan as the new home loan is essentially paying out and replacing your original loan.

There are, however, some additional factors to be aware of in the refinancing process such as exit fees on your original loan, whether you may be required to pay Lenders Mortgage Insurance on your new loan and if there will be setup costs. A FundingPro home loan specialist can help you consider whether a refinance is right for your situation and help you compare 35 competing lenders.

Apply now
Prefer to talk to a loan expert?
1300 898 765

What documents will need to be approved?

  • A completed application form
  • 100 points of identification
  • Proof of income
  • Savings history
  • A list of assets and liabilities
  • Statements from any existing loans
  • Extra documentation as needed (e.g if you are self-employed, retired, on maternity leave etc.)
  • Copy of property title

As a business that is growing fast we needed to quickly buy more stock.
Banks couldn’t do this quick enough hence why we turned to FundingPro.
The communication was great and funding was very fast.


Courtney Williams
Kiddimoto Australia

FundingPro tailored a finance solution to our needs, assisted with the application process and we were successful in obtaining funds in a very short time at very competitive rates.FundingPro – a definite go to place for finance.


Tony Clements
CDM Accountants

Ready to apply for a loan?

Don’t worry, it’s free to apply, there’s no obligation to
proceed and it won’t effect your credit score

Apply Now

Partner with FundingPro

Let us do the work while adding a new revenue stream to your business. The FundingPro partner program is designed for accountants, business advisers, wealth advisers, financial planners and brokers to earn commissions for referring their clients.

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